Midland, Michigan Payday Loans | Check `n Go Locations

Google Reviews
5.0
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Payday Loan
A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.
No Cost Extended Payment Plans may be available. Please click here for more information or contact your store.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Midland
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Krysten Romero
2 days ago
I always look forward to coming in to see Janice. She brings a light to the day you didn’t know you needed! Always a great interaction here at check n go
I really enjoy working with Janice! She is very helpful and makes the whole process fun and painless.
Ronda Corbett Chapman
2 days ago
Janice is a great person to work with. She is so freaking awesome. Makes my month.
Kathryn Roberts
2 days ago
Janice is do great love her
cindy wilberding
3 days ago
Janet is such a professional and also so personable. She is a joy to talk to as well.
Madalyn Hubble
4 days ago
If you go see Janice, you will get the best service ever for your loan needs.
Penny McNamara
7 days ago
If you're in a financial bind stop in and see Janice... She is absolutely amazing and will get you set up where you need to be...
Margaret Ferguson
7 days ago
Janice was so helpful with the services I needed and her customer service skills were top notch. Very respectful and courteous.
Janice is professional and friendly. Also very helpful with any questions i had
Very friendly and does a great job
Find Another Location Nearby
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Located at 1313 Washington Street, Check `n Go in Midland offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Midland customers by offering simple money solutions when they need them most. In addition to the 1313 Washington Street location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Midland or
apply online.