Huntsville, Alabama Installment Loans, Payday Loans | Check `n Go Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Payday Loan
A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.
No Cost Extended Payment Plans may be available. Please click here for more information or contact your store.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Huntsville
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card*
- Proof of income
*Payday loan customers must also present a valid U.S. Government issued Social Security card or ITIN.
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Quick & fast service! Got me approved quick! Highly recommend!
It’s really nice being helped by someone who is on top of there game. I was in and out in seconds very professional and all round good service!
Nabresha Barnett
1 month ago
Go check this company out asap
Apply today Scott is great and the process is rock and easy
Latravia Smith
1 month ago
Excellent customer service I refer Scott anytime!
I had a wonderful experience here I recommend Scott he’s a great guy
Mrs. Tabitha was very nice and was able to help me get approved of a loan.
Angie Weathers
1 month ago
Great customer service all questions answered and Scott was greatly recommend
Anonymous Author
1 month ago
I am filing this complaint regarding two accounts being reported under the name CHECKNGO/AXF on my consumer credit reports. These accounts contain multiple inaccuracies and internal inconsistencies that have not been corrected despite being disputed. First, the reporting across the credit bureaus is inconsistent and contradictory. One bureau reports the account as closed with no past due balance, while another reports it as in collections / charge-off for the same account and time period. An account cannot simultaneously be closed with a zero balance and also be in active collection or charged off. This alone demonstrates inaccurate reporting. Second, the payment history and status do not align with the account balance. The reports show a $0 balance and no past due amounts, yet still reflect late payments and a derogatory collection/charge-off status. If no balance is owed, there is no factual basis for continuing to report delinquency or collection activity. Third, there are date inconsistencies that further undermine the accuracy of the reporting. The account shows closure dates in 2019, yet later reporting reflects activity and status updates extending into 2020 and beyond. Additionally, some bureaus list start dates and last activity dates that do not logically align with the reported closure of the account. Fourth, the reporting of the creditor and account classification is unclear and inconsistent. The original creditor is listed as “unknown,” the creditor type varies, and the account is labeled differently across bureaus (installment loan, unsecured loan, miscellaneous finance). Accurate reporting requires clear and consistent identification of the creditor and account type.
Santrice did great today and she was patient with me. Answered all my questions fully.
Anonymous Author
1 month ago
I received a call from a debt collector stating that my Check N Go sold my debt to 2 different 3rd party collectors. Now I am being threatened that they’ll be taking me to court or garnishing my wages. They have also been contacting multiple people in my family with threatening messages.
Find Another Location Nearby
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Located at 11437 Memorial Parkway SW, Check `n Go in Huntsville offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Huntsville customers by offering simple money solutions when they need them most. In addition to the 11437 Memorial Parkway SW location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Huntsville or
apply online.