Huntsville, Alabama Installment Loans, Payday Loans | Check `n Go Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Payday Loan
A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.
No Cost Extended Payment Plans may be available. Please click here for more information or contact your store.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Huntsville
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card*
- Proof of income
*Payday loan customers must also present a valid U.S. Government issued Social Security card or ITIN.
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Super helpful! Great experience. Ask for Chance, great help.
Brenyia Cooper
13 days ago
Very helpful kind and respectful! Best service
Byron Halliburton
16 days ago
I just want to thank James for his time and I appreciate the customer service that he provides Thank you James!
I spoke with James over the phone he was very nice and respectful. I was having problems trying to do my application online and he told me to come in and he would help me. I would recommend anyone to come to check n go and deal with James ??????
DaeSean Taylor
23 days ago
Fast and efficient. James was a big help and explained things clearly
Nabresha Barnett
26 days ago
Go check this company out asap!
Great place and easy process
LATRISHA SHAW
26 days ago
James was very nice and helped me get what I needed in a quick timeframe.
Sandrine, She is amazing came in for a loan and I was approved
Pamela Mcdougal
1 month ago
Omgee! James really is an angel at 700 Pratt! I was completely discouraged and didn’t know if I would get approved! He talked me out of my funk while sharing a very bright spirit
Valerie Battles
1 month ago
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Located at 700 Pratt Ave C, Check `n Go in Huntsville offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Huntsville customers by offering simple money solutions when they need them most. In addition to the 700 Pratt Ave C location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Huntsville or
apply online.