Millcreek, Utah Installment Loans and Online Payday Loans | Check `n Go Locations

/ / / / Installment Loans at Check `n Go

757 E 3300 S
Millcreek, UT 84106

(801) 463-7774 Get Directions

Apply Online Start In-Store Application Upload Documentation Write a Review

Google Reviews

4.7

413 Reviews | Leave a review

Monday 10:00am - 6:00pm

Tuesday 10:00am - 6:00pm

Wednesday 10:00am - 6:00pm

Thursday 10:00am - 6:00pm

Friday 10:00am - 6:00pm

Saturday 10:00am - 2:00pm

Sunday Closed

Products and Services

Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
Netspend Prepaid Mastercard®¹
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

FAQs

What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
1. Apply
  Simply submit your application with all of the necessary requirements.
2. Get a Decision
  Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
3. Loan Acceptance
  Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
4. Receiving Funding
  After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
5. Repayment
  Payments are made in accordance with the terms of the Loan Agreement.
Will opening a loan affect my credit score?
Can I get a loan with bad or no credit?

What You Need to Apply for an In-Store Loan in Millcreek

Loan Requirements

Follow These Steps To Your Loan

Apply in Minutes

The process is quick, easy, and secure.

Receive a Decision

If approved, simply eSign and finalize your loan.

Get Your Money

Funding no later than next business day.*

Repay Your Loan

Pay back the loan amount and
any fees you might owe.

What Our Customers Say

Reviews

4.7

(413)

Review us on Google

Justus Ireland

18 days ago

They should seriously consider changing their name and deceitful advertising as they certainly DO NOT CASH CHECKS!

Jordan Molina

22 days ago

Krista was very helpful and professional during our transaction. I’ll definitely recommend this check n go to others in the future.

Jer Yoth

26 days ago

Krista was amazing and very understanding with helping me get a loan I’d recommend her and this place 100%

Andrea Kennedy

27 days ago

Efficient, friendly, and welcoming. A good experience. Check it out. AK

Anonymous Author

29 days ago

I am filing this complaint regarding two accounts being reported under the name CHECKNGO/AXF on my consumer credit reports. These accounts contain multiple inaccuracies and internal inconsistencies that have not been corrected despite being disputed. First, the reporting across the credit bureaus is inconsistent and contradictory. One bureau reports the account as closed with no past due balance, while another reports it as in collections / charge-off for the same account and time period. An account cannot simultaneously be closed with a zero balance and also be in active collection or charged off. This alone demonstrates inaccurate reporting. Second, the payment history and status do not align with the account balance. The reports show a $0 balance and no past due amounts, yet still reflect late payments and a derogatory collection/charge-off status. If no balance is owed, there is no factual basis for continuing to report delinquency or collection activity. Third, there are date inconsistencies that further undermine the accuracy of the reporting. The account shows closure dates in 2019, yet later reporting reflects activity and status updates extending into 2020 and beyond. Additionally, some bureaus list start dates and last activity dates that do not logically align with the reported closure of the account. Fourth, the reporting of the creditor and account classification is unclear and inconsistent. The original creditor is listed as “unknown,” the creditor type varies, and the account is labeled differently across bureaus (installment loan, unsecured loan, miscellaneous finance). Accurate reporting requires clear and consistent identification of the creditor and account type.

Anonymous Author

1 month ago

I received a call from a debt collector stating that my Check N Go sold my debt to 2 different 3rd party collectors. Now I am being threatened that they’ll be taking me to court or garnishing my wages. They have also been contacting multiple people in my family with threatening messages.

Emmer Miranda Grisales

1 month ago

Excellent attention and efficient service; they have enough patience to help the customer.

Chelsey Hadley

1 month ago

Krista was very helpful during the whole process!

Bryan

1 month ago

The help I received on top of the loan was amazing. The ladies here at CheckNGo on 3300s 757e helped me to understand the loan process. I feel confident going through this loan.

Joey Mills

1 month ago

Very professional and helpful.

Anonymous Author

1 month ago

To whom it may concern, I received a call from a Law Firm stating that they had to give me summons paper for a complaint made against your property from Check n go from a loan I had taken out back in 2016, case number *********. Is this legit?

Mike Ximenez

2 months ago

Krista was very helpful and patient with my complicated income situation!

Find Another Location Nearby

4.9mi

5443 S Redwood Rd. STE D

4.9mi

5443 S Redwood Rd. STE D

Taylorsville, UT 84123

(801) 685-2323

Get Directions | View Store Details

6.8mi

1645 W 700 N STE K

6.8mi

1645 W 700 N STE K

Salt Lake City, UT 84116

(801) 364-7977

Get Directions | View Store Details

Directions

PRODUCTS

HELP

LOCATIONS

Loans Rates and Terms by State

Select your state below to view important rates, terms, and disclosures unique to the state.

P.O. Box 36454,

Cincinnati, OH 45236-0454

Online Disclosures

Customer Notice: Payday Loans are typically for two- to four-week terms. Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

*Active checking account open for at least 30 days.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded no later than the following business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.

We do not report credit in Texas.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Idaho, Indiana, Kansas, Michigan, Missouri, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.

Check `n Go currently operates in store locations in: Alabama, Delaware, Idaho, Michigan, Missouri, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.

The Company, individually or through its affiliates, is licensed as a Debt Collector by the California Department of Financial Protection and Innovation (DFPI), License Number 10435-99.

Notice to California consumers: Information on your privacy rights under the California Consumer Privacy Act can be found by reviewing the California Consumer Privacy Act (CCPA) Policy.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.'s licenses and related information may be found at www.netspend.com/licenses. Fee's, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

1. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

The Netspend Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

This retailer engages in money transmission services as an authorized delegate of Ouro global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.