Harlingen, Texas Installment Loans | Check `n Go Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Harlingen
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Eutimo Rivera
11 days ago
Cindy Hernandez
1 month ago
Just wanna say this place is the best place to get a loan .fast and quick .great customer service and very friendly .thank u ms.jessica for being so helpful and very nice attitude! I will definitely refer this place to anybody!
Thank you to Rosa and Jessica for helping me out this morning.
Steven Flores
1 month ago
Great employee Sulema she help me with my loan
Thank you Sulema for being so kind and patient! You have amazing customer service!
Life savers! Went to Check n go the very fiest time and was approved. I decided to still shop around (big mistkae) was rejected everywhere else. Rosa was a big help. She is a Diamond and her customer service is Top Tier. Thank you so much!
Miranda Briones
2 months ago
Rosa is such a big help. Thank you, for helping me today. I really do appreciate it.
Marisela Del angel
2 months ago
Rosa was very helpful today
Adrian Garcia
2 months ago
Rosa was super helpful and thoughtful. Very professional and made the whole process a breeze. Highly recommend
Riq Andaverde
2 months ago
After a long and extensive online hunt for the right loan provider, the meta deemed it fit to have check n go call me after i abandoned the application process. To be honest, I did not expect to enjoy the process but Rosa helped me out over the phone and she was efficient, thorough and friendly. I have never gone through this with any other agency that made the process so simple and straightforward. Everything was electronic and I am set to make payments via electronic payment so I don't even have to go to their offices to do that and on top of all of that they are direct depositing my loan today. Same day service! Unbeatable, this organization. I will be doing my best to send more business their way.
Desiree Garcia
3 months ago
Got my loan as soon as I got approved
Kristina Cortez
3 months ago
Was able to help me out and fast
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Located at 222 E Harrison Ave., Check `n Go in Harlingen offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Harlingen customers by offering simple money solutions when they need them most. In addition to the 222 E Harrison Ave. location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Harlingen or
apply online.