Saint Joseph, Missouri Installment Loans | Check `n Go Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Saint Joseph
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Haylee Ebling
12 days ago
Had great service when i came in today! Very Helpful with anything i needed.
Mike Underwood
13 days ago
Jesse Kochenderfer
13 days ago
Great work easy and quick would definitely recommend
Miguel Ramirez
27 days ago
Kelli did an amazing job helping me
Zack Lineberry
1 month ago
When I showed up to check and go I had no idea what the outcome was going to be when I walked out or before I even walked out I should say but I'm truly glad I'm grateful that I did come here because being in a truly tight financial spot at this very moment coming in to check and go and meeting Jen and having her help me with the whole application process was a true blessing I would highly recommend coming here first if people are in a dire situation and need a loan before you hit the next stop light this is the first place I would recommend going I wish I would have come here first before exploring other options but regardless because of Jen she is truly helped me and my family we are truly grateful for so thank you Jen
Joshua Seever
1 month ago
Jen is awesome and is extremely helpful
Kelli and Jen are amazing to work with
Cheyenne Brown
1 month ago
Jen was very sweet and easy to work with
Felicia Nolan
1 month ago
Jennifer was a great help and got everything taking care of in a timely fashion
Leona Rice Guyer
2 months ago
Dominik Johnson
2 months ago
Find Another Location Nearby
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1321 Burlington Street, Suite 350
North Kansas City, MO 64116
(816) 207-4377
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Located at 409 N. Belt Highway STE C, Check `n Go in Saint Joseph offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Saint Joseph customers by offering simple money solutions when they need them most. In addition to the 409 N. Belt Highway STE C location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Saint Joseph or
apply online.