Kansas City, Missouri Installment Loans | Check `n Go Locations

Google Reviews
4.6
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Kansas City
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Tiffany Manney
12 days ago
Fast loan and easy great customer service ?
The associate spoke clearly and gave me understanding of all questions asked it was a great experience when I was in a bad situation
Anonymous Author
1 month ago
To whom it may concern,
I received a call from a Law Firm stating that they had to give me summons paper for a complaint made against your property from
Check n go from a loan I had taken out back in 2016, case number *********. Is this legit?
Anonymous Author
2 months ago
This number ###-###-#### called other family members associated with me, providing them with a case number. When I called back they stated they are ******** *** collecting debt for check n go and that a complaint was filed against me. I have never had an account with check n go! This is not okay that they are harassing people in this manner especially when it isn’t legitimate! I called them back and informed them that I was making a formal request that they do not contact me or anyone else associated with me and they hung up.
Anonymous Author
2 months ago
ChecknGo gave someone pretending to be me a loan for $1250 cash on 1/22/25, im not sure how this individual was privy to my personal information but all i know is i carry a duplicate driver's license that was issued to me back in 2023 due to my original being lost. I have reached out to the store on 4th street where the loan was given and they gave me a number for the corporate FEEDBACK line several times and it wasn't until i actually went into my bank to put a stop payment on the payments did i receive a number to actually speak to a supervisor that informed me that they were only dealing with online accts and not accts in the store, i have a lot of things going on in my life one is trying to get back on my feet from depression due to losing a child and raising a grandchild so when i seen the $143.01 coming out of my acct i thought it was one of my payments to ****** that i have been using to buy food to get us from pay to pay but then one day i had a chance to look at my statement cause ****** was sending messages that my payments were late. i reached out to Checkngo and to no avail no help and i called the local police to do a report of ID Theft cause this isn't the only case that is in my name that i didn't do and also reached out to ********** ****** ********* that advised me to continue to pay until they get done with their investigation which came back to say that it was me but they only verified my name and information nothing below the surface with that i put a stop payment on it and have reached out to the attorney general office that only offered me a new passport and they have so far taken over $1700 from me and i have NEVER walked into their store, i also have accts with **** and ********** and a few others that i need to fight but i have sent my police report number to them but they are still disregarding everything i am saying and anything that i do, they are basically ruining my credit and my life, if i had went and got money from them i would pay!
Anonymous Author
3 months ago
I got an installment loan from CHECK N GO. On August 29, 2025, I went with my Brother ***** to pay off the loan in full. I spoke with C****** (loan officer), and she took a lump sum payment of $2092 from my Brother's debt card. She informed me that a payment of $831.86 was denied for insufficient funds on Aug 29th and had to wait for it to come back before they could resubmit the transaction. She indicated that the payment should be back by September 3rd at which time she would resubmit the payment to **** ** *******. Once that payment cleared, the account would be rendered paid in full. On Oct 1, 2025, my Bank made a payment of $831.86 to CHECK N GO. On October 8, 2025, my brother and I went to Check N Go to pick up a receipt of payment in full. It was then that I was informed that the payment for Sept 3rd didn't go through. She stated that they resubmitted the transaction to the Bank, but that it was kicked back again. I contacted my Bank (**** ** *******) and was informed that there was no record of Check N Go requesting payment or resubmitting a request for payment on September 3rd or for September 2025. My Bank indicated that they allow up to two requests for payment after the initial request. Because Check N Go failed or neglected to resubmit the transaction, I had no choice but to pay an additional $1460.30 to close out the account. I believe that the transaction on Sept 3rd should be investigated, and I should be refunded the additional $1460.30 I had to pay. I am a senior citizen and feel that I was taken advantage of.
Erica Bledsoe
3 months ago
Myra was very professional, efficient and prompt. Thank you Myra!
Vernon Gregory
3 months ago
Go see .AYRA!!! SHE is the BEST !!! Very helpful, nice & courteous !!! I would give her a 10 out of a 10 on Rating !!!
Anonymous Author
3 months ago
I agreed to the pictured loan with the payment agreements listed. Made all payments with the final on 3/28/25 of ******, as scheduled per agreement. The company stopped automatic payments withdrawn from my account after that final payment. SOMEHOW I am now being harassed and have been reported to collections and being told I owe 1637 to the company? It continued charging me for what? I fulfilled all payments so I do not know where this is coming from and I am very upset. Disputing! How cold and heartless, especially for those repairing credit.
Maurice Robertson
3 months ago
Mayra was extremely helpful and knowledgeable. Process was very easy.
Anonymous Author
3 months ago
In late July 2025, I obtained a $2500 loan from Check n Go with biweekly payments of $216.98. I made the required payments on 8/13, 8/27, 9/10 and 9/24 and submitted a final payment of $2716.58 on 9/26. When I received the final invoice, it showed my payment of $2716.58 and showed that the payment was applied as follows: Amount paid to principal: $2500, Amount paid to interest: $5.18 and Amount paid to fees: $0.00. This reflects an overpayment of $211.40. I called Check n Go on 9/29 to inquire and the customer service agent couldn't tell me where the $211.40 was and continuously mentioned that it was a state fee but couldn't tell me for what. I asked for an itemized receipt showing where this money was and was told that it was sent but as of this writing I have not received anything. When I mentioned that I felt like I was being scammed, she transferred me to a complaint department where I felt my concerns were dismissed. While on the phone I was told that my "feedback" was received and would be addressed. I was not provided a time line and I was not provided a complaint number or any other means of finding out a resolution. I did receive an email a while later with a "feedback" number. I feel like Check n Go is trying to rob me of $211.40 since they will not provide verification that I owe any "fees" and they will not refund the over payment. It appears if not one single cent of the previous 4 payments were applied to the principal from the beginning of the loan and they are keeping the extra money as a "penalty" for paying it off early, which goes against the loan agreement. If I in fact owe $211.40 and they can prove it by providing an itemized invoice and and explanation I will rescind my complaint. Otherwise, I expect a refund of $211.40
Aiyana, is super sweet answered all my questions. She is very knowledgeable and attended to my needs. Thank you.
Find Another Location Nearby
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1321 Burlington Street, Suite 350
North Kansas City, MO 64116
(816) 207-4377
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Located at 9262 Blue Ridge Blvd., Check `n Go in Kansas City offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Kansas City customers by offering simple money solutions when they need them most. In addition to the 9262 Blue Ridge Blvd. location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Kansas City or
apply online.