Kansas City, Missouri Installment Loans | Check `n Go Locations

/ / / / Installment Loans at Check `n Go

9262 Blue Ridge Blvd.
Kansas City, MO 64138

(816) 966-0055 Get Directions

Apply Online Start In-Store Application Upload Documentation Write a Review

Google Reviews

4.6

294 Reviews | Leave a review

Monday 10:00am - 6:00pm

Tuesday 10:00am - 6:00pm

Wednesday 10:00am - 6:00pm

Thursday 10:00am - 6:00pm

Friday 10:00am - 6:00pm

Saturday 10:00am - 2:00pm

Sunday Closed

Products and Services

Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
Netspend Prepaid Mastercard®¹
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.

FAQs

What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
1. Apply
  Simply submit your application with all of the necessary requirements.
2. Get a Decision
  Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
3. Loan Acceptance
  Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
4. Receiving Funding
  After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
5. Repayment
  Payments are made in accordance with the terms of the Loan Agreement.
Will opening a loan affect my credit score?
Can I get a loan with bad or no credit?

What You Need to Apply for an In-Store Loan in Kansas City

Loan Requirements

Follow These Steps To Your Loan

Apply in Minutes

The process is quick, easy, and secure.

Receive a Decision

If approved, simply eSign and finalize your loan.

Get Your Money

Funding no later than next business day.*

Repay Your Loan

Pay back the loan amount and
any fees you might owe.

What Our Customers Say

Reviews

4.6

(294)

Review us on Google

Sema'J Gordon

5 days ago

Aiyana is really amazing ! She helped me out so much! I really appreciate it all and looking forward to building a relationship with you guys !

Anonymous Author

1 month ago

I am filing this complaint regarding two accounts being reported under the name CHECKNGO/AXF on my consumer credit reports. These accounts contain multiple inaccuracies and internal inconsistencies that have not been corrected despite being disputed. First, the reporting across the credit bureaus is inconsistent and contradictory. One bureau reports the account as closed with no past due balance, while another reports it as in collections / charge-off for the same account and time period. An account cannot simultaneously be closed with a zero balance and also be in active collection or charged off. This alone demonstrates inaccurate reporting. Second, the payment history and status do not align with the account balance. The reports show a $0 balance and no past due amounts, yet still reflect late payments and a derogatory collection/charge-off status. If no balance is owed, there is no factual basis for continuing to report delinquency or collection activity. Third, there are date inconsistencies that further undermine the accuracy of the reporting. The account shows closure dates in 2019, yet later reporting reflects activity and status updates extending into 2020 and beyond. Additionally, some bureaus list start dates and last activity dates that do not logically align with the reported closure of the account. Fourth, the reporting of the creditor and account classification is unclear and inconsistent. The original creditor is listed as “unknown,” the creditor type varies, and the account is labeled differently across bureaus (installment loan, unsecured loan, miscellaneous finance). Accurate reporting requires clear and consistent identification of the creditor and account type.

Tiffany Manney

1 month ago

Fast loan and easy great customer service ?

Anonymous Author

1 month ago

I received a call from a debt collector stating that my Check N Go sold my debt to 2 different 3rd party collectors. Now I am being threatened that they’ll be taking me to court or garnishing my wages. They have also been contacting multiple people in my family with threatening messages.

curtis ricks

1 month ago

The associate spoke clearly and gave me understanding of all questions asked it was a great experience when I was in a bad situation

Anonymous Author

1 month ago

To whom it may concern, I received a call from a Law Firm stating that they had to give me summons paper for a complaint made against your property from Check n go from a loan I had taken out back in 2016, case number *********. Is this legit?

Anonymous Author

3 months ago

This number ###-###-#### called other family members associated with me, providing them with a case number. When I called back they stated they are ******** *** collecting debt for check n go and that a complaint was filed against me. I have never had an account with check n go! This is not okay that they are harassing people in this manner especially when it isn’t legitimate! I called them back and informed them that I was making a formal request that they do not contact me or anyone else associated with me and they hung up.

Anonymous Author

3 months ago

ChecknGo gave someone pretending to be me a loan for $1250 cash on 1/22/25, im not sure how this individual was privy to my personal information but all i know is i carry a duplicate driver's license that was issued to me back in 2023 due to my original being lost. I have reached out to the store on 4th street where the loan was given and they gave me a number for the corporate FEEDBACK line several times and it wasn't until i actually went into my bank to put a stop payment on the payments did i receive a number to actually speak to a supervisor that informed me that they were only dealing with online accts and not accts in the store, i have a lot of things going on in my life one is trying to get back on my feet from depression due to losing a child and raising a grandchild so when i seen the $143.01 coming out of my acct i thought it was one of my payments to ****** that i have been using to buy food to get us from pay to pay but then one day i had a chance to look at my statement cause ****** was sending messages that my payments were late. i reached out to Checkngo and to no avail no help and i called the local police to do a report of ID Theft cause this isn't the only case that is in my name that i didn't do and also reached out to ********** ****** ********* that advised me to continue to pay until they get done with their investigation which came back to say that it was me but they only verified my name and information nothing below the surface with that i put a stop payment on it and have reached out to the attorney general office that only offered me a new passport and they have so far taken over $1700 from me and i have NEVER walked into their store, i also have accts with **** and ********** and a few others that i need to fight but i have sent my police report number to them but they are still disregarding everything i am saying and anything that i do, they are basically ruining my credit and my life, if i had went and got money from them i would pay!

Anonymous Author

3 months ago

I got an installment loan from CHECK N GO. On August 29, 2025, I went with my Brother ***** to pay off the loan in full. I spoke with C****** (loan officer), and she took a lump sum payment of $2092 from my Brother's debt card. She informed me that a payment of $831.86 was denied for insufficient funds on Aug 29th and had to wait for it to come back before they could resubmit the transaction. She indicated that the payment should be back by September 3rd at which time she would resubmit the payment to **** ** *******. Once that payment cleared, the account would be rendered paid in full. On Oct 1, 2025, my Bank made a payment of $831.86 to CHECK N GO. On October 8, 2025, my brother and I went to Check N Go to pick up a receipt of payment in full. It was then that I was informed that the payment for Sept 3rd didn't go through. She stated that they resubmitted the transaction to the Bank, but that it was kicked back again. I contacted my Bank (**** ** *******) and was informed that there was no record of Check N Go requesting payment or resubmitting a request for payment on September 3rd or for September 2025. My Bank indicated that they allow up to two requests for payment after the initial request. Because Check N Go failed or neglected to resubmit the transaction, I had no choice but to pay an additional $1460.30 to close out the account. I believe that the transaction on Sept 3rd should be investigated, and I should be refunded the additional $1460.30 I had to pay. I am a senior citizen and feel that I was taken advantage of.

Erica Bledsoe

3 months ago

Myra was very professional, efficient and prompt. Thank you Myra!

Vernon Gregory

4 months ago

Go see .AYRA!!! SHE is the BEST !!! Very helpful, nice & courteous !!! I would give her a 10 out of a 10 on Rating !!!

Anonymous Author

4 months ago

I agreed to the pictured loan with the payment agreements listed. Made all payments with the final on 3/28/25 of ******, as scheduled per agreement. The company stopped automatic payments withdrawn from my account after that final payment. SOMEHOW I am now being harassed and have been reported to collections and being told I owe 1637 to the company? It continued charging me for what? I fulfilled all payments so I do not know where this is coming from and I am very upset. Disputing! How cold and heartless, especially for those repairing credit.

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Loans Rates and Terms by State

Select your state below to view important rates, terms, and disclosures unique to the state.

P.O. Box 36454,

Cincinnati, OH 45236-0454

Online Disclosures

Customer Notice: Payday Loans are typically for two- to four-week terms. Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit Transactions/Loans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements.

California operations licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. Texas loans originated by a third-party lender, restrictions apply. Eastern Specialty Finance, Inc., D/B/A Check ‘n Go is licensed by the Delaware State Bank Commissioner pursuant to 5 Del. C. sec. 2201 et. al.

Check `n Go Online is not a direct lender in Texas, where instead it acts in the capacity as a Credit Services Organization in conjunction with third-party lenders.

*Active checking account open for at least 30 days.

*Approval depends upon meeting legal, regulatory and underwriting requirements. If approved and originated by 8:00 pm ET on a business day, online loans are typically funded no later than the following business day. All times and dates are based on Eastern Time (ET). Check `n Go and third-party lenders may, at their discretion, verify application information by using national databases that may provide information from one or more national credit bureaus, and Check `n Go or third-party lenders may take that into consideration in the approval process.

We do not report credit in Texas.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. All available products subject to applicable lender’s terms and conditions. Actual loan amounts vary. See State Center for specific information and requirements.

Check `n Go currently operates online in: Alabama, California, Delaware, Florida, Idaho, Indiana, Kansas, Michigan, Missouri, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.

Check `n Go currently operates in store locations in: Alabama, Delaware, Idaho, Michigan, Missouri, Oklahoma, South Carolina, Texas, Utah, and Wisconsin.

The Company, individually or through its affiliates, is licensed as a Debt Collector by the California Department of Financial Protection and Innovation (DFPI), License Number 10435-99.

Notice to California consumers: Information on your privacy rights under the California Consumer Privacy Act can be found by reviewing the California Consumer Privacy Act (CCPA) Policy.

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.'s licenses and related information may be found at www.netspend.com/licenses. Fee's, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

1. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

The Netspend Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

This retailer engages in money transmission services as an authorized delegate of Ouro global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.