Wilmington, Delaware Installment Loans | Check `n Go Locations

Google Reviews
4.9
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Wilmington
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card
- Proof of income
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Barbara Jackson
9 days ago
Shanae is great. Very professional and direct. I will definitely refer others to her
Dai'Yonna Freeman
9 days ago
Richard Carter
15 days ago
Simple process, done under 1hour.
Donadjah Rogers
16 days ago
I love Shana she was very sweet and fast thank you again
Shanae was super polite and super helpful. Would highly recommend checking her out!
Shanae is very polite and nice even when I call on the phone I will only talk to here when I call or come in
joseph edwards
2 months ago
Shakira Simmons
2 months ago
Nayier was Great! He satisfied all my needs and more! Promote him!
Trese Matthews
2 months ago
Shanae , The service received doing my visit was exceptional!
Thank you!
Sherita Thomas
3 months ago
Shanae’ She was soo great !! And polite
Chasity Dickson
3 months ago
Was professional polite and great. Check n go. Has always been there for us
charlee smith
4 months ago
Great customer service as well efficient process getting me in and approved as well doing the job very thoroughly
Find Another Location Nearby
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Located at 3843 Kirkwood Hwy, Check `n Go in Wilmington offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Wilmington customers by offering simple money solutions when they need them most. In addition to the 3843 Kirkwood Hwy location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Wilmington or
apply online.