Muscle Shoals, Alabama Installment Loans, Payday Loans | Check `n Go Locations

Google Reviews
5.0
Wednesday
10:00am
-
6:00pm
Thursday
10:00am
-
6:00pm
Saturday
10:00am
-
2:00pm
Products and Services
-
Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
-
Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
-
Payday Loan
A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.
No Cost Extended Payment Plans may be available. Please click here for more information or contact your store.
-
Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
-
What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
-
How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
-
Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
-
Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Muscle Shoals
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card*
- Proof of income
*Payday loan customers must also present a valid U.S. Government issued Social Security card or ITIN.
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Lydia was very friendly and helpful. She needs a raise and a promotion for how great she is
Awesome place. Very quick and easy
Super friendly and quick and easy
Great service fast with you're loan very helpful
So friendly n easy to apply. Answers in minutes n money in hand. I highly suggest check n go for your money needs.
tarnisha whitson
14 days ago
Nikki Goodman
17 days ago
They were awesome and fast, and I got approved in seconds! Great place to come!
Tomekah Harvey
17 days ago
Lynn was very nice and helpful ! She was very patient with the process and informative all worth having a very happy and positive attitude . The experience at Muscle Shoals Check N Go was greatly pleasant .
Jaalin benjamin
20 days ago
Amazing customer service!!!! 10/10 Lynn was the absolute sweetest woman ever!
Tracey Hamilton
20 days ago
Ms Lynn & Ms Lydia were the best to work with. They explained everything to me that was involved with the loan. Go see them they were a BIG HELP!!!
Melissa Kelley
22 days ago
Very nice personnel. So sweet.
Find Another Location Nearby
Skip link
Located at 2101A Woodward Ave, Check `n Go in Muscle Shoals offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Muscle Shoals customers by offering simple money solutions when they need them most. In addition to the 2101A Woodward Ave location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Muscle Shoals or
apply online.