Mobile, Alabama Installment Loans, Payday Loans | Check `n Go Locations

Google Reviews
4.8
Wednesday
10:00am
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6:00pm
Thursday
10:00am
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6:00pm
Saturday
10:00am
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2:00pm
Products and Services
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Installment Loan
Installment loans are unsecured personal loans that are paid back over a period of time on a fixed schedule. Installment loans may be used to cover major purchases, consolidate bills or larger expenses that may be unexpected.
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Netspend Prepaid Mastercard®1
A reloadable Mastercard® that can be used like you would a debit card—for paying bills and shopping, but without using a traditional bank.
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Payday Loan
A payday loan is a short-term loan paid back by your next payday. Payday Loans are fast solutions to cover unexpected expenses, utility bills, or to cover costs until your next payday.
No Cost Extended Payment Plans may be available. Please click here for more information or contact your store.
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Retail Remote Refis & Reloans
Existing Check `n Go retail customers may be eligible to re-loan or refinance their current installment loan by calling the store and speaking with our friendly customer service associates. The process is simple and secure.
FAQs
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What do I need before I apply?
To apply for a loan, you'll need:
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver's license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
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How does the loan process work?
Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:
- Apply
Simply submit your application with all of the necessary requirements.
- Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.
- Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.
- Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.
- Repayment
Payments are made in accordance with the terms of the Loan Agreement.
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Will opening a loan affect my credit score?
Unfortunately, we are unable to advise you on how your application may affect your credit score.
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Can I get a loan with bad or no credit?
While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.
More Answers to Common Questions
What You Need to Apply for an In-Store Loan in Mobile
Loan Requirements
- Proof of active checking account
- Working phone number
- Valid U.S. government-issued photo ID or the Matricula Consular card*
- Proof of income
*Payday loan customers must also present a valid U.S. Government issued Social Security card or ITIN.
Follow These Steps To Your Loan
Apply in Minutes
The process is quick, easy, and secure.
Receive a Decision
If approved, simply eSign and finalize your loan.
Get Your Money
Funding no later than next business day.*
Repay Your Loan
Pay back the loan amount and
any fees you might owe.
What Our Customers Say
Reviews
Dramarcus Watford
8 days ago
Coco handled all my financial needs. Go see she is the best and her customer service is amazing
Lorraine Walker
13 days ago
Darlene Turner
15 days ago
Coco has great customer service, and she got me approved today and she made the process so easy and quick. Thank you
Virginia Boyd
15 days ago
Coco has great customer service skills.
Felicia Mosley
20 days ago
COCO HAS GREAT CUSTOMER SERVICE AND SHE HELPED ME OUT
Sonia Gregory (Candy)
1 month ago
If you’re on Government Street and need fast, friendly service, RUN — don’t walk — to Check ’n Go and ask for CoCo! She is absolutely AMAZING! From the moment I walked in, she made me feel welcomed, respected, and completely taken care of.
CoCo explains everything clearly, keeps it professional and still makes you feel like family. The process was smooth, quick and stress-free. Customer service like hers is rare these days!
If you want five-star service with a smile, CoCo is your girl! ?
— A very happy customer-
Wonderful service.I will recommend anyone to come in today.I love this place.
Toshika Adams
2 months ago
I applied online with a random payday loan application and received a call from Coco at Chick goal located at government Boulevard in Azalea Road in Mobile Alabama. She was very sweet and nice very informative. She told me all my options with Jimmie into the place to apply for the loan, although I didn’t get approved for the installment loan between her and Gabby they got me approved for the payday loan and I got my paperwork done. I got my cash and I am ready to finish my day. Those ladies were awesome and this location is a good location so if you need a loan come see Gabby come see Coco bye
G.M. Buzek (Buzz)
2 months ago
Gabby was Fast, friendly ,very helpful today. Thank you
Matt Ladnier
2 months ago
Gabby was very nice and helped meet my every need today!!
William Westbrook
2 months ago
Gabby had was the best she was fast and easy going and very sweet
Find Another Location Nearby
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Located at 3992 Government Blvd STE C&D, Check `n Go in Mobile offers a wide range of financial solutions to fit your needs. Check `n Go prides itself on assisting Mobile customers by offering simple money solutions when they need them most. In addition to the 3992 Government Blvd STE C&D location, we also have hundreds of locations across the country. We hope to see you soon, so come by and speak to one of our friendly and knowledgeable team members today. Need funds fast? Visit us in Mobile or
apply online.